Best UK Investment Platforms 2025 | Compare Fees, ISA & SIPP
Best UK Investment Platforms 2025 | Compare Fees, ISA & SIPP
Discover the best UK investment platforms of 2025 with our review of eight top brokers. Compare fees, ISAs, SIPPs, free trading, and key features to find the best fit for your goals.
We rank by value, service and product range, helping UK investors compare costs, tools and support to invest smarter and build wealth confidently.
AJ BellEditor’s Choice5
★★★★★
📊 24k+ investments, 💼 ISA/SIPP available, 🏆 Which? top-rated
Deal: £100 Amazon Voucher (new ISA/SIPP)
Get Deal See Product Review
eToroSocial Trading4.5
★★★★★
🤝 Copy trading, 💱 0% stock commissions, 🪙 Crypto & CFDs
Deal: 0% stock trading fees
Get Deal See Product Review
FreetradeUser-Friendly4.5
★★★★★
📱 Easy app, 💷 Commission-free trades, 🔖 Fractional shares
Deal: Free share for new users
Get Deal See Product Review
Hargreaves LansdownComprehensive4
★★★★★
🏆 Largest UK platform, 📚 In-depth research, 💼 All account types
Deal: Free fund dealing & regular investing
Get Deal See Product Review
IGAdvanced Tools4
★★★★★
⚡ 0% share dealing*, 📊 Pro trading platform, 💵 4.5% cash interest
Deal: No commission on trades*
Get Deal See Product Review
Interactive InvestorFlat Fee4
★★★★★
💷 £4.99/mo flat fee, 📈 Wide investment range, 📰 Quality research
Deal: £100 free trades credit
Get Deal See Product Review
InvestEngineNo Fees3.5
★★★★★
🆓 No platform fee (DIY), 🌐 500+ ETFs only, 🤖 Auto portfolios
Deal: Up to £100 welcome bonus
Get Deal See Product Review
Trading 212Best Value3
★★★★★
💰 Free stock/ETF trading, 🧩 Fractional shares £1+, 💸 4.9% cash interest
Deal: Free share up to £100
Get Deal See Product Review| Feature | AJ BellEditor’s Choice | eToroSocial Trading | FreetradeUser-Friendly | Hargreaves LansdownComprehensive | IGAdvanced Tools | Interactive InvestorFlat Fee | Invest EngineNo Fees | Trading 212Best Value |
|---|---|---|---|---|---|---|---|---|
| Rank | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| Rating | 5 ★★★★★ | 4.5 ★★★★★ | 4.5 ★★★★★ | 4 ★★★★★ | 4 ★★★★★ | 4 ★★★★★ | 3.5 ★★★★★ | 3 ★★★★★ |
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| Special Deal | £100 Amazon Voucher (new ISA/SIPP) | 0% stock trading fees | Free share for new users | Free fund dealing & regular investing | No commission on trades* | £100 free trades credit | Up to £100 welcome bonus | Free share up to £100 |
| Visit Site | Get Deal | Get Deal | Get Deal | Get Deal | Get Deal | Get Deal | Get Deal | Get Deal |
Editor’s top picks
1. AJ Bell – Over 24,000 investments (shares, funds, bonds), platform fee just 0.25% (max £6/mo), £1.50 fund dealing, Stocks & Shares ISA, SIPP & JISA support, and Which?-rated customer service. Sign up → | Full review →
2. eToro – Commission-free stocks & ETFs, social copy-trading community, ISA via Moneyfarm partnership, plus cryptocurrency and CFD options in one mobile-first app. Sign up → | Full review →
3. Freetrade – True zero-commission stock and ETF trading, intuitive app, fractional shares from £1, plus optional ISA (£5.99/mo) and SIPP with no dealing fees. Sign up → | Full review →
🎲 Wild-card: Hargreaves Lansdown – UK’s largest platform with free fund trades, in-depth research and ready-made portfolios, plus Stocks & Shares ISA, SIPP, LISA and more. Sign up → | Full review →
Frequently asked questions
Q. What is a Stocks & Shares ISA?
A. A tax-efficient wrapper that lets UK investors buy shares, funds and ETFs without paying income or capital gains tax on returns up to the annual ISA allowance.
Q. How does a SIPP differ from an ISA?
A. A Self-Invested Personal Pension (SIPP) is a retirement account with tax relief on contributions, but funds are typically locked until age 55+. ISAs are more flexible with no withdrawal age limit.
Q. Are there trading fees?
A. Platforms like AJ Bell charge a platform fee and per-trade costs, whereas Freetrade and eToro offer zero-commission on stocks/ETFs. Always compare fees for your trade frequency and portfolio size.
Q. Can I buy fractional shares?
A. Yes – Freetrade, Trading 212 and eToro all support fractional share purchases from as little as £1, helping you diversify with smaller sums.
Q. Is customer support available?
A. AJ Bell and Hargreaves Lansdown are renowned for award-winning phone and online support. Freetrade, eToro and other app-first platforms rely more on in-app chat and FAQs.
Q. Can I transfer existing ISAs?
A. Most providers, including AJ Bell, Hargreaves Lansdown and Interactive Investor, offer free ISA transfers—though share-transfer fees may apply. Check the transfer process and timelines.
Q. Do these platforms offer ready-made portfolios?
A. Yes – Hargreaves Lansdown, Interactive Investor and InvestEngine provide model portfolios or Smart Portfolios to automate diversification based on your risk level.
Q. Which platform is best for beginners?
A. Freetrade and eToro excel with simple, intuitive apps and low or zero commission. AJ Bell offers excellent guidance, while Hargreaves Lansdown delivers comprehensive research if you want more hand-holding.
